{"id":2444,"date":"2026-10-28T00:07:06","date_gmt":"2026-10-28T00:07:06","guid":{"rendered":"https:\/\/liveinsurance2020.com\/fechas-inscripcion-medicare-2027\/"},"modified":"2026-10-28T00:07:06","modified_gmt":"2026-10-28T00:07:06","slug":"fechas-inscripcion-medicare-2027","status":"publish","type":"post","link":"https:\/\/liveinsurance2020.com\/en\/fechas-inscripcion-medicare-2027\/","title":{"rendered":"Las fechas para elegir tu plan de Medicare"},"content":{"rendered":"<div class=\"aca-articulo\">\n<p class=\"aca-deck\">Una vez al a\u00f1o, y solo por unas semanas, puedes cambiar de plan sin explicaciones. Despu\u00e9s, la puerta se cierra.<\/p>\n<p class=\"aca-entradilla\"><strong>El Open Enrollment de Medicare<\/strong> \u2014lo que en el oficio se llama AEP\u2014 abre el <strong>15 de octubre de 2026<\/strong> y cierra el <strong>7 de diciembre de 2026<\/strong>. En esa ventana puedes unirte a un plan de Medicare Advantage, cambiarte de uno a otro, volver al Medicare original o cambiar tu plan de medicamentos.<\/p>\n<div class=\"aca-fechas\">\n<div class=\"aca-fecha\"><span class=\"aca-fecha-dia\">15 de octubre de 2026<\/span><span class=\"aca-fecha-etiqueta\">Empieza el Open Enrollment de Medicare<\/span><\/div>\n<div class=\"aca-fecha\"><span class=\"aca-fecha-dia\">7 de diciembre de 2026<\/span><span class=\"aca-fecha-etiqueta\">\u00daltimo d\u00eda: el plan debe recibir tu solicitud<\/span><\/div>\n<div class=\"aca-fecha\"><span class=\"aca-fecha-dia\">1 de enero de 2027<\/span><span class=\"aca-fecha-etiqueta\">Entra en vigor la cobertura que elegiste<\/span><\/div>\n<\/div>\n<p class=\"aca-nota\">Fechas publicadas por CMS y Medicare.gov para el Open Enrollment de Medicare de 2027.<\/p>\n<h2>Qu\u00e9 se puede hacer en esas semanas<\/h2>\n<p>Bastante m\u00e1s de lo que la gente cree: cambiar de plan de Medicare Advantage, a\u00f1adir o quitar cobertura de medicamentos, pasarse al Medicare original con un plan complementario, o quedarse donde est\u00e1s si el plan sigue respondiendo.<\/p>\n<p>Lo que no se puede es dejar la decisi\u00f3n para despu\u00e9s. Pasado el 7 de diciembre, cambiar requiere encajar en un per\u00edodo especial de inscripci\u00f3n, y no todo el mundo califica.<\/p>\n<h2>Tres cosas que conviene revisar<\/h2>\n<ul>\n<li><strong>La carta de cambios del plan.<\/strong> Cada a\u00f1o el plan avisa qu\u00e9 var\u00eda en primas, copagos y beneficios. Es el documento m\u00e1s \u00fatil y el que casi nadie abre.<\/li>\n<li><strong>Los medicamentos.<\/strong> Comprueba que siguen cubiertos y en qu\u00e9 nivel, porque un cambio de nivel puede mover bastante el gasto del a\u00f1o.<\/li>\n<li><strong>Los m\u00e9dicos.<\/strong> Que tu m\u00e9dico y tu hospital sigan en la red del plan que elijas.<\/li>\n<\/ul>\n<h2>No confundas las dos fechas<\/h2>\n<p>Medicare y el Marketplace de salud tienen calendarios distintos. El Open Enrollment de Medicare termina el <strong>7 de diciembre<\/strong>; el del Marketplace para los planes individuales y familiares va del 1 de noviembre al 15 de enero. Son tr\u00e1mites separados y con reglas separadas: mezclar las fechas es el error m\u00e1s com\u00fan de la temporada.<\/p>\n<p class=\"aca-cierre\"><strong>Revisar tu plan una vez al a\u00f1o es barato; descubrir en enero que ya no te sirve, no.<\/strong> Si quieres repasar tus opciones con calma, escr\u00edbenos desde la p\u00e1gina de <a href=\"https:\/\/liveinsurance2020.com\/en\/contacto\/\">Contact<\/a>.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Del 15 de octubre al 7 de diciembre de 2026 puedes revisar y cambiar tu cobertura de Medicare para 2027. Lo que conviene tener a mano antes de decidir.<\/p>","protected":false},"author":1,"featured_media":2439,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[23],"tags":[],"class_list":["post-2444","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.6.1 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Las fechas para elegir tu plan de Medicare<\/title>\n<meta name=\"description\" content=\"Del 15 de octubre al 7 de diciembre de 2026 puedes revisar y cambiar tu cobertura de Medicare para 2027. 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